Loan Calculator

This is a basic loan calculator to determine a rough estimate on monthly repayments. Please note, every person is different and rates can change depending on whether you have a clear credit record or have prescribed debt.

NB: This calculator renders estimates and is only a loose guide. Interest Rates change and there are other considerations to consider, such as administration fee, etc.

Amount Interest Years to pay

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Cost of credit and Application Requirements

We offer between R 1000 and R 120 000,00 loans and are the best method of attending to an unforeseen financial event. Repayments are also tailored to suit your budget and your personal needs, they are also dependent upon your affordability and credit criteria. To apply for a loan you must, be a South African citizen or a permanent resident and 18 years or older with a valid identity document, earn a minimum of R 1500 per month, have proof of your current residential address and your own a bank account into which your salary is deposited.

Cost of Credit:
Insurance: 1.25% of monthly opening balance
22.50% Benefit
The Maximum APR is 28% per annum